Journal PostsLevel 4
In many circumstances, risk transfer makes most sense for catastrophic (high severity) and infrequent (low probability) types of risk. Depending on the nature of the risk, traditional insurance or reinsurance covers will suffice to transfer these sort of risks.
However, for some type of emerging risks, for which there are no or no affordable risk solutions available by traditional means, alternative risk transfer solutions (ART) should be considered.
Our services comprise
- which traditional and alternative means of risk transfer can be considered in a given context of risk, subject to considerations in levels 1 to 3,
- a cost-benefit analysis giving advice to the optimal mixture of risk-transfer options with particular account to the risk appetite evaluated in level one, and eventually
- the quantitative and actuarial evaluation of these risk transfer solutions in view of an "actuarially fair" price.